Terms of Service

Effective Date: 7/22/2026

These Terms & Conditions apply to your use of this website, forms, communications, and services provided by Nikki Junium. By using this website, submitting a form, requesting information, scheduling an appointment, or communicating with us, you agree to these Terms & Conditions.

Services

Nikki Junium provides information and assistance related to real estate services, mortgage services, home buying, home selling, refinancing, property information, appointment scheduling, and related services.

Information provided through this website, forms, emails, calls, or text messages is for general informational and communication purposes and does not guarantee loan approval, financing terms, property availability, property value, or the outcome of any real estate or mortgage transaction.

No Guarantee

Real estate and mortgage outcomes depend on many factors, including market conditions, property details, borrower qualifications, lender guidelines, underwriting review, credit approval, income, assets, debt, collateral, and applicable laws and regulations.

Submitting a form or communicating with us does not create a guarantee of service, approval, qualification, representation, or a completed transaction.

User Responsibilities

You agree to provide accurate and truthful information when submitting forms, requesting information, scheduling appointments, or communicating with us.

You agree not to use this website or our communication channels for unlawful, abusive, misleading, fraudulent, or unauthorized purposes.

SMS/Text Messaging Terms

By separately opting in to one or more SMS programs, you agree to receive the types of text messages described in the selected consent option from Nikki Junium.

Messages may include responses to inquiries, appointment communications, requested real estate or mortgage information, customer-service messages, property updates, mortgage updates, market information, and promotional messages, depending on the consent you provide.

Message frequency may vary. Message and data rates may apply.

Reply STOP to any message to unsubscribe. After you send STOP, you will receive a confirmation message, and no additional text messages will be sent unless you opt in again.

Reply HELP for assistance, contact us at ni[email protected] or call 702.327.3933.

Wireless carriers are not liable for delayed or undelivered messages.

Consent to receive text messages is not a condition of purchasing any property, product, service, or loan.

Please review our Privacy Policy for information about how your personal information is collected and used.

You must be 18 years or older to use this SMS service.

Marketing and Non-Marketing Messages

If you opt in to non-marketing text messages, we may send you messages related to your inquiry, appointments, requested information, and customer service follow-up.

If you separately opt in to marketing text messages, we may send you messages about real estate updates, mortgage updates, home buying tips, refinancing information, property listings, market updates, and related services.

You may opt out of text messages at any time by replying STOP.

Email Communications

If you provide your email address, we may use it to respond to your inquiry, provide requested information, send appointment confirmations, and send service-related or marketing communications. You may unsubscribe from marketing emails using the unsubscribe link, if available, or by contacting us directly.

Privacy

Your use of this website and our services is also governed by our Privacy Policy. Please review the Privacy Policy to understand how information is collected, used, and protected.

Third-Party Services and Links

This website or our communications may include links to third-party websites or services. We are not responsible for the content, practices, terms, or privacy policies of third-party websites or providers.

Real Estate and Mortgage Disclaimers

Any property, market, financing, payment, interest rate, or loan information provided is subject to change and may not be available to every person. Mortgage-related information is subject to borrower qualification, lender guidelines, credit approval, underwriting approval, and applicable laws and regulations.

Website Content

We make reasonable efforts to provide accurate and helpful information, but we do not guarantee that all website content, property information, mortgage information, or market information is complete, current, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Nikki Junium and related service providers are not liable for damages arising from your use of this website, forms, communications, or reliance on information provided through this website or related communications.

Changes to These Terms

We may update these Terms & Conditions from time to time. The updated version will be posted on this page with a revised effective date.