Nikki Junium
Realtor & Senior Loan Officer
Your Trusted Advisor for Home You Want and the Financing You Need
HOME FINANCING
Financing Guidance That Starts With Your Goals
A mortgage is not simply an interest rate. The right loan should reflect your finances, your plans, your comfort level, and how long you expect to own the property.
I help clients compare financing options in plain language so they can better understand the potential payments, costs, benefits, and tradeoffs.
I can also help identify potential financing concerns earlier in the process, before they create unnecessary stress or delays.
Financing Services
Home Purchase Loans
Review financing options for a primary residence, second home, or investment property.
Refinancing
Explore whether refinancing could help reduce a payment, change the loan term, consolidate debt, or access available equity.
First-Time Buyer Guidance
Understand down payment options, credit considerations, estimated costs, and the steps involved in qualifying for a mortgage.
FHA, VA, and Conventional Loans
Compare commonly available loan programs and determine which options may be appropriate for your situation.
Reverse Mortgage
Learn how a reverse mortgage may work, who may qualify, and what homeowners and their families should consider before making a decision.
Mortgage Planning
Review affordability, estimated payments, cash requirements, and financing strategies before beginning a home search.
Nikki Junium
Realtor / Senior Loan Officer
702.353.3809
10133 James Harbin Ave. Las Vegas, NV ,89129
Berkshire logo will go here
Berkshire Hathaway Home Services Nevada Properties
Nevada License #S.0204380
CrossCountry logo will go here
CrossCountry Mortgage
NMLS #1078792